Commercial Insurance

Insurance is one of those things most business owners, such as yourself, would rather not think about, until you need it. Phoenix Insurance Group understands where you’re coming from. You need a commercial insurance plan that not only protects your business interests, but that can meet the many specific and unique needs of your business. We have a wide range of commercial insurance products that are sure to meet those needs, whatever field your business is in.

Retail Insurance

Retail businesses have unique vulnerabilities – particularly when it comes to inventory management and theft. We offer a wide range of products to help insulate businesses from the overwhelming instances of employee and customer theft, while also providing protect from liability claims when accidents occur on your property or as a result of using the products you sell.

Wholesale Insurance

There’s no doubt that those in the wholesale industry have complex issues to contend with. From product liability issues to transport and logistical interruptions to the business – as well as keeping inventory safe and accurately accounted for, you have your hands full. We can lift some of the burden with our many insurance products designed to mitigate the umpteen risks you take as a wholesaler.

Manufacturing Insurance

Recalls are one of the biggest problems manufacturers face today and we have a wide range of insurance products available to help cover and offset many of the costs involved in product recalls. We also have the products necessary to adequately insure your equipment, inventory, property, and more.

Distribution Insurance

Phoenix Insurance Group offers flexible insurance products for distribution businesses by offering customizable policies to meet your unique needs, including products in transit coverage, business interruption insurance, product liability coverage, and so much more.

Franchise Insurance

While franchises often require people who buy into the franchise to purchase certain types of insurance, those purchases are designed to protect the image and reputation of the franchise itself. Phoenix Insurance Group can assess your required purchases in order to help you identify areas where your current insurance coverage is inadequate to protect your franchise business.

Importers Insurance

Importing in today’s business climate can be highly profitable, but it carries great risks as well. In addition to the potential liability issues, there are shipping delays, shipping disasters, natural disasters, man-made disasters, customs hurtles, riots, and wars to contend with. We have a wide range of insurance products that can help insulate your business from the financial fallout of many of these occasions.

Transportation Services Insurance

Whether by land, sea, or air, transportation services are vital for moving products from one part of the country (or world) to the next. There are many moving parts that must work together to make that happen. When something goes wrong with one, it could spell disaster for all the other moving parts. That’s why we work hard to provide you with the insurance coverage your business needs to get its moving parts back up and running as quickly as possible in the aftermath of a disaster.


Bonds are a necessary fact of life for many businesses. Whether you’re in need of bonds for court proceedings or to provide assurances about the quality of your work or even to protect your business and reputation from unscrupulous employees, we offer the bonds you need.

Environmental and Pollution Insurance

With more eyes than ever before turned to the help and longevity of the planet, it’s no wonder that there is increased interest in environmental matters, such as pollution, among business owners. Regardless of the industry you’re in, there are risks your business faces when it comes to pollution. That’s why it’s always wise to have at least some coverage to help you with the costs of cleanup and any potential litigation stemming from environmental disasters that impact your business.

When it comes to commercial insurance, Phoenix Insurance Group has your needs covered. Call 908-879-6500 to discuss how we can help you get the commercial insurance coverage your business deserves today!